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Your book, on your screen, on your schedule.

The Sponsor Portal gives a sponsor bank's own team self-serve access to the full bank report set: read-only, scoped to your program, signed in with a one-time link and code, and logged down to the report viewed. Oversight between reviews, without waiting on anyone.

QorCommerce · Sponsor Portal
Sign in

Enter the email registered for your bank's oversight access. We'll email you a secure single-use sign-in link.

Work email
oversight@sponsorbank.com
Email me a sign-in link
QorCommerce · Sponsor Portal
Enter your code

We sent a 6-digit verification code to your registered email. This is the second step — the code confirms it's really you.

Verification code
4 8 2 9 1 5
Verify and continue
Start over

What does your team see?

QorCommerce · Sponsor Portal Signed in: oversight@sponsorbank.com · read-only Sign out
Your reports
Sponsor Compliance / Audit
Per-BIN standing across your book: programs, health, shielding.
BIN Risk Exposure
MIDs in, or approaching, a program placement under your BINs.
Per-Sponsor Reconciliation
Settled volume, fees, interchange, and net, brand-scoped.
OFAC / Sanctions Screening
Merchant and owner sanctions standing, one row per merchant.
New-Merchant Approvals & Declines
Who boarded under your program this month, and who did not.
Access Log
Who at your bank signed in, viewed, and exported. This report.
Per-Sponsor Reconciliation 2026-08 CSV PDF Run report
DeliveredCadenceFormats
2026-09-01 06:00MonthlyPDF · CSVDownload
2026-08-01 06:00MonthlyPDF · CSVDownload

The whole bank report set, and nothing that is not yours. A signed-in contact lands on their program's reports: compliance audit standing per BIN, risk exposure, boarding and underwriting attestation, new-merchant approvals and declines, remediation activity, settlement reconciliation, reserve and funding exposure, and sanctions-screening cuts. Pick a report, pick the month, and run it now, or download what the scheduler already delivered.

Every number reads from the ledger that settles the volume, the same rows QorPay's own operators see, scoped to your program. Nobody prepares an export for you, and nothing is assembled the night before a review; the data your team sees is the data on the platform. When your risk committee meets, the numbers on the table are the numbers on the platform, pulled by your own analyst that morning.

And one report answers a question most programs cannot: who at your bank signed in, what they viewed, and what they exported. The portal's access trail is itself a report your institution can pull, which means your oversight of the program is documented as thoroughly as the program itself.

Your program at a glance

QorCommerce · Sponsor Portal Compliance dashboard · Demo Sponsor Bank As of Sep 11, 2026 7:02 AM Refresh
Merchants on your book
128
124 active · 4 boarding
VAMP posture (2026-08)
121 ok5 warn2 excessive
View compliance report →
Reserve exposure
$64.9K
Detail →
Boarding pipeline
6
4 in boarding · 2 pre-vet
Portfolio dispute / fraud ratio — last 12 months (bps)
150 bps · Visa VAMP Excessive
OctNovDecJanFebMarAprMayJunJulAugSep

Before any report, the dashboard. Signed-in contacts land on a live view of the program: how many merchants are on your book and how many are boarding, this month's VAMP posture at a glance, reserve exposure, and the boarding pipeline, each tile one press from the report behind it.

Below the tiles, the portfolio's dispute and fraud ratio runs month by month against the network threshold line, with the merchants nearest the line and the largest reserve holders named. The trend an examiner asks about is the first thing your own team sees, current as of the moment the page loads.

How does sign-in work?

QorCommerce · Sponsor Portal
Sign in

Enter the email registered for your bank's oversight access. We'll email you a secure single-use sign-in link.

Work email
oversight@sponsorbank.com
Email me a sign-in link
QorCommerce · Sponsor Portal
Enter your code

We sent a 6-digit verification code to your registered email. This is the second step — the code confirms it's really you.

Verification code
4 8 2 9 1 5
Verify and continue
Start over

With nothing to remember and nothing to leak. Your institution names its contacts; QorPay grants each one and sends an invitation. From then on, sign-in is two steps: the contact enters their registered work email and receives a secure, single-use link that expires in minutes, and opening it prompts for a six-digit code as the second check. There is no password to reset and none to steal.

Sessions are read-only and scoped to your program from the first click, so what a contact can see is decided before they arrive, not filtered after. When someone leaves the bank, a bank admin revokes them in one press, effective immediately. Your security team gets named accounts and a full access trail without managing a single credential.

Alerts between reviews

QorCommerce · Sponsor Portal Notifications 2 Mark all as read
Merchant entered VAMP Excessive
Blue Harbor Retail crossed the Visa VAMP excessive threshold for August.
Compliance placement · Sep 4, 2026 8:12 AM
Reserve balance spike
Held reserves for Northgate Supply rose 42% week over week.
Reserve activity · Sep 3, 2026 6:40 PM
Remediation applied
A protective lever was applied to Coastal Goods under BIN 431982.
Remediation · Aug 29, 2026 11:03 AM
Notifications are shared across your institution's team. Choose what reaches your inbox under Alert settings.

The portal tells your team when the book moves: a merchant entering a network monitoring program, a sanctions result that needs eyes, a protective action applied, a reserve spike. The feed is shared across your institution's team, severity-coded, and cleared with one press when you are caught up.

What reaches each person's inbox is theirs to choose. Alert settings subscribe a contact to the alerts they care about, by email, in the portal, or both, so your risk analyst and your relationship manager can watch the same book without reading the same mail.

A room for the exam paperwork

QorCommerce · Sponsor Portal Evidence room · Demo Sponsor Bank
Title / description Audit / exam document ▾ Choose file Upload document
PDF, image, CSV, ZIP, or Office document, up to 25 MB. Stored encrypted.
Evidence packets from QorCommerce
DocumentTypeSizeAdded
2026 Q3 program compliance packetAudit / exam document4.2 MBSep 8, 2026Download
Underwriting policy, currentPolicy / procedure1.1 MBAug 20, 2026Download
Documents from your institution
DocumentTypeSizeUploaded
Signed Q3 program attestationSigned attestation640 KBSep 9, 2026Download

Evidence moves in both directions, so the portal gives it a room. QorCommerce posts compliance packets, policy documents, and exam support material to your institution; your team uploads signed attestations, audit requests, and dispute evidence back. Everything is typed, sized, stored encrypted, and downloadable by your team on demand.

And like everything else in the portal, the room keeps its own record: every upload and every download lands in the access trail. When an exam closes, the question of who sent what, and when, has an answer neither side has to reconstruct from email.

Run it yourselves

Your team · Demo Sponsor Bank

Roles, access, and two-factor state for every contact at your institution.

NameRoleStatus2FAManage
Dana WhitfieldAdmin● Active● OnMake viewerReset 2FA
Marcus LeeViewer● ActivePendingMake adminRevoke
Priya RamanViewer● Revoked—Restore
Scheduled deliveries · Demo Sponsor Bank

Reports your institution receives on a schedule, by email and kept in the portal.

New scheduled delivery
ReportFrequencyFormatsStatusManage
Sponsor Compliance / AuditMonthlyPDF · CSV● ActiveEditPause
Per-Sponsor ReconciliationMonthlyPDF · CSV● ActiveEditPause
Bank Portal Access LogMonthlyCSV● PausedResumeDelete

Bank admins run the portal without a request queue. The Team view manages your own contacts: make a colleague an admin or a viewer, revoke access the day someone leaves, restore it if they return, and reset a lost authenticator, all in one press each. Brand-new contacts are provisioned by QorPay, so every person with access to your program was deliberately granted.

Schedules are self-serve too: create a delivery for any report, set the frequency, time, formats, and recipients, and pause or resume it as review cadences change. When a regulator arrives, examiner access mints a time-boxed, watermarked, read-only window into your reports, revocable at any time, with every view counted. And for institutions that pull data into their own systems, the data feed offers API keys and scheduled file drops, managed from the same place.

Why does this matter for oversight?

Because sponsorship risk lives in the gap between what a program does and what the bank can see, and most programs close that gap with a monthly packet. The Sponsor Portal closes it with a login. Ratios, exposure, boarding activity, and reconciliation are current whenever your team looks, so a question raised in a Tuesday meeting is answered Tuesday, from the source, by your own staff.

Put it in the diligence conversation: ask any program you are evaluating to show you the surface where your team pulls the book directly, and the log it keeps of every pull. We will show you ours, live, in the first session.

Frequently Asked Questions (FAQs)

Who can access the Sponsor Portal?

Named contacts your institution designates and QorPay grants. Access is per person, not per link: a contact is granted, invited by email, and revoked the moment you ask. There is no self-signup and no shared credential.

How does sign-in work without a password?

Two steps, nothing to remember. The contact enters their registered work email and receives a secure single-use sign-in link that expires in minutes; opening it prompts for a six-digit verification code sent separately. Sessions are read-only, scoped to your program, and time out on their own.

What can a sponsor bank pull?

The full bank report set: program compliance audit, BIN-level exposure, boarding and underwriting attestation, new-merchant approvals and declines, remediation actions per BIN, per-sponsor settlement reconciliation, reserve and funding exposure, sanctions-screening cuts, and the portal's own access log. Each runs on demand or arrives on a schedule, as PDF or CSV.

Can our examiners rely on it?

That is the design intent. Every report reads from the ledger that settles the volume, every portal access is logged, and the access trail is itself a report your institution can pull. What an examiner asks for is what the platform already produces. A bank admin can also mint an examiner a direct window: time-boxed, watermarked, read-only access to your reports, revocable at any time, with every view counted.

Can we pull the data into our own systems?

Yes. The data feed gives your institution API keys for programmatic pulls and scheduled file drops over SFTP, both managed by your bank admin from inside the portal. What your team sees on screen is what your systems can ingest.

Want your risk team inside the portal?

Bring your diligence checklist and your named contacts. We'll walk the live portal with your team, grant the first accounts, and let your analysts pull the book themselves.